The monetary issue acquires special acuity already at the most tender age, when the child suits the scenes “I want!»In toys or counters with sweets. And he, by and large, does not matter how much money you have in your wallet at that moment. How to educate the child with the right attitude towards money?
Early acquaintance with money – the key to future wealth
Unfortunately, not all parents think so and as a result grow individuals who are not able not only to earn money, but also to spend money correctly. Meanwhile, acquaintance with the financial issue should take place at an early age so that the child can clearly learn: what needs money for, how to earn it, and also how to spend it reasonably.
It is very important with young nails to lay the right attitude towards money in the child, as a means of exchange, and not as the purpose and meaning of all life. Do not exaggerate the importance of money, but do not neglect their value. In no case do not scold your child for the loss of money more than for the loss of any other thing. Try to calmly relate to waste that are inevitable for the child, who is still going to the lead of his own desires and does not know how to plan.
Do not hide the financial difficulties from your child that you are currently experiencing. Patiently explain how the family budget is formed and why financial problems arise. Be sure, even the smallest child will understand everything because of his age. Well, when the baby grows up, you can begin to introduce a theory in the form of fascinating practice – for example, in the form of a game Monopoly Millionaire for preschoolers.
How to teach money to make money?
Most often, the task of additional earnings arises before a teenager who ceases to grab pocket money. However, before this time, you should not initiate a child to make money. The most competent would be to introduce him to the joint planning of expenses, family purchases and savings.
How to earn a teenager? In any convenient legal way that does not harm his health. A teenager can walk neighboring dogs or take care of them, wash cars and spread newspapers. But in no case do not transfer the economy to the bosom of the family! A desirable attribute of the family economy can be a monopoly or any other board game, but not prices for household chores or good grades. Otherwise, you risk yourself in the role of hired labor, and grow a mercantile and greedy person from your teenager.
How to make a little child? Make a piggy bank in which he can put together coins for the “fulfillment of the cherished desire”. Only, Chur, do not prevent him from realizing exactly what he wants, and not what is convenient and useful for you!
How to teach planning?
Learn to spend money together! Many parents sin by separating the theory from practice, and then they are surprised that children do not listen to them. And this is not surprising, because our children do not what we say, but what we do ourselves.
Want to teach a child a reasonable planning? Then start to correctly calculate your expenses and plan all purchases yourself! Give a strictly fixed amount for pocket expenses and teach the child to spend it reasonably, carefully comparing your goals and desires. Of course, quite many times he will be “on shallows”, but then he will still learn to fit into his weekly budget.
Do not be afraid to spoil your child with cash questions – afraid to form an irresponsible attitude towards money from him, because it leads to serious consequences.
